What it means
The IRS is reviewing the direct deposit request on your return before releasing the refund.
Respond within
The date on the notice
What to send
Nothing. The refund follows the review.
When to get help
If the stated time passes with no refund, start a refund trace.

What the letter says

Something about the bank account (a mismatch with the name on the return, or an account used on many returns) triggered a review.

What to do

Wait the stated period. Do not file again.

What to gather

  • The notice
  • Your return showing the account entered

Write back

The Document cover letter tool builds the response in the order the IRS reads it. Fill it in, review it, print it, and send it with copies of the documents above and the notice stub on top.

Before you send anything

This is general information, not tax advice. Situations differ. Check with your tax advisor before you send anything. Nothing on this page creates a client relationship.

Sources

  1. IRS, Understanding your IRS notice or letter
  2. IRS, Understanding your CP49 notice
  3. IRS, Treasury Offset Program